Sberbank Financial Statements (SBER) |
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Сбербанкsmart-lab.ru | % | 2022Q4 | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 | LTM ? | |||
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Report date | 09.03.2023 | 18.05.2023 | 03.08.2023 | 02.11.2023 | 28.02.2024 | 28.02.2024 | ||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
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Net operating income, bln rub | ? | 773.7 | 829.0 | 857.0 | 968.3 | 3 428 | ||||
Net interest income, bln rub | ? | 562.8 | 597.0 | 667.9 | 736.9 | 2 565 | ||||
Net commission income, bln rub | ? | 171.1 | 187.0 | 195.5 | 210.3 | 763.9 | ||||
Income on securities, bln rub | ? | 40.0 | 66.0 | -6.40 | 0.000 | 99.6 | ||||
Operating Income, bln rub | 663.3 | 718.9 | 755.9 | 771.0 | 2 909 | |||||
Net profit, bln rub | ? | 357.2 | 380.3 | 411.4 | 359.7 | 1 509 | ||||
Dividend payout, bln rub | 564.7 | 752.2 | 752.2 | |||||||
Dividend, rub/share | ? | 25 | 33.3 | 33.3 | ||||||
Ordinary share dividend yield, % | 17.7% | 0.0% | 0.0% | 0.0% | 12.3% | 10.5% | ||||
Preferred share dividend, rub/share | 25 | 33.3 | 33.3 | |||||||
Preferred share dividend yield, % | 17.8% | 0.0% | 0.0% | 0.0% | 12.2% | 10.5% | ||||
Dividend payout ratio, % | 0% | 0% | 0% | 209% | 50% | |||||
OPEX, bln rub | 181.9 | 216.0 | 234.2 | 292.3 | 924.4 | |||||
Employment expenses, bln rub | 126.0 | 133.0 | 259.0 | |||||||
Interest expenses, bln rub | 373.5 | 1 462 | 1 836 | |||||||
Creation of provision for loan impairment, bln rub | 84.0 | 103.0 | 48.0 | 0.400 | 235.4 | |||||
Cash, bln rub | 1 393 | 1 789 | 2 387 | 2 387 | ||||||
Net debt, bln rub | -1 393 | -1 789 | 0.00 | 0.00 | -2 387 | -2 387 | ||||
Bank assets, bln rub | 41 872 | 43 827 | 46 144 | 43 399 | 52 307 | 52 307 | ||||
Capital, bln rub | 5 815 | 6 115 | 5 917 | 6 098 | 6 584 | 6 584 | ||||
Loan portfolio, bln rub | 29 373 | 30 707 | 32 868 | 37 855 | 37 558 | 37 558 | ||||
Corporate loans, bln rub | 17 554 | 19 461 | 20 759 | 22 676 | 20 557 | 20 557 | ||||
Retail loans, bln rub | 12 430 | 12 980 | 13 928 | 15 179 | 15 359 | 15 359 | ||||
Deposits, bln rub | 29 876 | 30 109 | 32 870 | 34 841 | 36 694 | 36 694 | ||||
Corporate deposits, bln rub | 11 377 | 11 563 | 12 747 | 13 432 | 13 789 | 13 789 | ||||
Retail deposits, bln rub | 18 499 | 18 546 | 20 123 | 21 409 | 22 904 | 22 904 | ||||
Core capital adequacy ratio, % | ? | 15.1% | 15.5% | 13.8% | 13.6% | 13.5% | 13.5% | |||
Total capital adequacy ratio, % | ? | 15.6% | 16.0% | 14.7% | 14.1% | 14.0% | 14.0% | |||
Cost of risk ratio, % | ? | 1.90% | 1.10% | 1.20% | 1.15% | |||||
Loan to deposit ratio, % | ? | 98% | 102% | 100% | 109% | 102% | 102% | |||
Ordinary share price, rub | 141.3 | 215.2 | 239.9 | 260.8 | 271.5 | 317.9 | ||||
Number of ordinary shares, mln | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | 21 587 | ||||
Preferred share price, rub | 140.3 | 215.0 | 237.5 | 260.7 | 272.5 | 317.6 | ||||
Number of preferred shares, mln | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | 1 000 | ||||
Market cap, bln rub | 3 189 | 4 861 | 5 417 | 5 890 | 6 132 | 7 180 | ||||
EV, bln rub | ? | 1 797 | 3 072 | 5 417 | 5 890 | 3 746 | 4 793 | |||
EPS, rub | ? | 0.00 | 16.5 | 17.6 | 19.1 | 16.7 | 69.9 | |||
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
ROE, % | ? | 24.0% | 26.0% | 27.6% | 22.9% | 22.9% | ||||
ROA, % | ? | 3.3% | 3.3% | 3.4% | 2.8% | 2.8% | ||||
Net intertest margin, % | ? | 5.80% | 5.80% | 6.01% | 6.26% | 5.97% | ||||
Bank margin, % | ? | 46.2% | 45.9% | 48.0% | 37.1% | 44.0% | ||||
P/E | ? | 13.6 | 7.34 | 5.13 | 4.06 | 4.76 | ||||
P/B | ? | 0.55 | 0.79 | 0.92 | 0.97 | 0.93 | 1.09 | |||
Employees, people | 210 700 | |||||||||
Expenses per employee, thousand rub | 0.00 | |||||||||
IR rating | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | ||||
Financial statement quality | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor Presentations | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Smart-lab presence | 2 | 2 | 2 | 2 | 2 | 2 | ||||
Annual report | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor site URL | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Investor calendar | 5 | 5 | 5 | 5 | 5 | 5 | ||||
IR feedback | 5 | 5 | 5 | 5 | 5 | 5 | ||||
Sberbank shareholders |