Stocks
BSP Financial Statements (BSPB) |
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| Банк Санкт-Петербургsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
|---|---|---|---|---|---|---|---|---|---|---|
| Report date | 12.03.2020 | 10.03.2021 | 09.03.2022 | 24.03.2023 | 06.03.2024 | 24.11.2023 | ||||
| Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
| Financial report URL | ||||||||||
| Annual report URL | ||||||||||
| Presentation URL | ||||||||||
| Net operating income, bln rub | ? | 30.9 | 37.9 | 44.5 | 73.6 | |||||
| Net interest income, bln rub | ? | 23.3 | 25.5 | 28.1 | 50.8 | 39.2 | ||||
| Net commission income, bln rub | ? | 6.80 | 7.50 | 9.00 | 12.5 | 9.43 | ||||
| Income on securities, bln rub | ? | -0.700 | 2.50 | 5.30 | 10.3 | 9.18 | ||||
| Net profit, bln rub | ? | 7.91 | 10.8 | 18.1 | 47.5 | 47.8 | 36.9 | |||
| OCF, bln rub | ? | 24.7 | 28.8 | |||||||
| Dividend payout, bln rub | 1.59 | 2.17 | 0.002 | 15.2 | 19.6 | 19.6 | ||||
| Dividend, rub/share | ? | 3.33 | 4.56 | 32.97 | 42.45 | 42.45 | ||||
| Ordinary share dividend yield, % | 5.9% | 8.8% | 0.0% | 33.0% | 19.7% | 12.5% | ||||
| Preferred share dividend, rub/share | 0.11 | 0.22 | 0.11 | 0.33 | 0.44 | 0.44 | ||||
| Preferred share dividend yield, % | 11.0% | 22.0% | 0.6% | 1.3% | 0.9% | 0.8% | ||||
| Dividend payout ratio, % | 20% | 20% | 0% | 32% | 41% | 53% | ||||
| OPEX, bln rub | 14.1 | 15.2 | 16.8 | 23.6 | 18.3 | |||||
| Employment expenses, bln rub | 6.45 | 7.58 | 8.51 | |||||||
| Creation of provision for loan impairment, bln rub | 7.89 | 8.85 | 4.60 | 0.000 | ||||||
| Write off loans, bln rub | 6.20 | 6.10 | ||||||||
| Cash, bln rub | 42.6 | 60.3 | 34.1 | 47.4 | 55.9 | 53.2 | ||||
| Net debt, bln rub | -42.6 | -60.3 | -34.1 | -47.4 | -55.9 | -53.2 | ||||
| Bank assets, bln rub | 673.7 | 730.2 | 796.6 | 839.3 | 1 057 | 966.0 | ||||
| Capital, bln rub | 80.1 | 88.7 | 97.0 | 144.8 | 173.9 | 168.5 | ||||
| Loan portfolio, bln rub | 401.5 | 459.3 | 513.9 | 553.7 | 686.3 | 660.3 | ||||
| Corporate loans, bln rub | 298.5 | 344.0 | 378.6 | 416.7 | 527.4 | 502.3 | ||||
| Retail loans, bln rub | 99.1 | 111.0 | 131.9 | 137.0 | 158.9 | 155.2 | ||||
| Deposits, bln rub | 417.6 | 479.1 | 505.2 | 641.3 | 646.4 | 612.3 | ||||
| Corporate deposits, bln rub | 168.6 | 194.9 | 204.2 | 333.0 | 250.9 | 241.3 | ||||
| Retail deposits, bln rub | 249.0 | 276.0 | 295.1 | 328.3 | 395.6 | 366.3 | ||||
| Provision for loan impairment, bln rub | 33.4 | 39.8 | 40.1 | 42.6 | 34.6 | |||||
| Core capital adequacy ratio, % | ? | 11.5% | 9.60% | 11.2% | 18.1% | 18.6% | 15.3% | |||
| Total capital adequacy ratio, % | ? | 14.8% | 13.5% | 13.4% | 20.3% | 20.3% | 22.2% | |||
| Cost of risk ratio, % | ? | 1.80% | 2.10% | 1.10% | 1.30% | -0.700% | ||||
| Loan to deposit ratio, % | ? | 96% | 96% | 102% | 86% | 106% | 108% | |||
| Share of non-performing loans, % | ? | 9.20% | 10.4% | 8.90% | 8.50% | 5.20% | ||||
| Ordinary share price, rub | 56.3 | 51.8 | 82.1 | 100.0 | 215.6 | 339.7 | ||||
| Number of ordinary shares, mln | 475.6 | 475.6 | 461.9 | 461.9 | 461.9 | 461.9 | ||||
| Preferred share price, rub | 1.000 | 1.000 | 18.9 | 25.4 | 48.6 | 53.7 | ||||
| Number of preferred shares, mln | 20.1 | 20.1 | 20.1 | 20.1 | 20.1 | 20.1 | ||||
| Free Float, % | 35.2% | 35.2% | ||||||||
| Insider ownership, % | 50.6% | 51.8% | ||||||||
| Market cap, bln rub | 26.8 | 24.6 | 38.3 | 46.7 | 100.6 | 158.0 | ||||
| EV, bln rub | ? | -15.8 | -35.6 | 4.27 | -0.66 | 44.7 | 104.7 | |||
| EPS, rub | ? | 16.6 | 22.7 | 39.2 | 102.8 | 103.5 | 79.8 | |||
| FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||
| ROE, % | ? | 10.2% | 12.9% | 20.3% | ||||||
| ROA, % | ? | 1.4% | 1.5% | |||||||
| Net intertest margin, % | ? | 3.70% | 3.90% | |||||||
| Bank margin, % | ? | 25.6% | 28.5% | 40.7% | 64.9% | |||||
| P/E | ? | 3.39 | 2.28 | 2.12 | 0.98 | 2.10 | 4.29 | |||
| P/B | ? | 0.33 | 0.28 | 0.40 | 0.32 | 0.58 | 0.94 | |||
| Employees, people | 4 258 | 4 220 | ||||||||
| Labour productivity, mln rub/person/year | 7.26 | 8.98 | ||||||||
| Expenses per employee, thousand rub | 1 516 | 1 796 | ||||||||
| BSP shareholders | ||||||||||
