BSP Financial Statements (BSPB)

Банк Санкт-Петербургsmart-lab.ru %   2023Q2 2023Q3 2023Q4 2024Q1 2024Q2   LTM ?
Report date 18.08.2023 24.11.2023 06.03.2024 17.05.2024   17.05.2024
Currency RUB RUB RUB RUB RUB   RUB
Financial report URL  
Net interest income, bln rub ? 11.6 12.7 16.1 17.2   57.6
Net commission income, bln rub ? 2.89 2.97 3.10 2.70   11.7
Income on securities, bln rub ? 1.79 1.50 0.700 2.20   6.19
Net profit, bln rub ? 13.7 8.50 10.4 13.0   45.6
Dividend payout, bln rub 8.81 10.8   10.8
Dividend, rub/share ? 19.08 23.37   23.37
Ordinary share dividend yield, % 11.6% 0.0% 10.8% 0.0% 0.0%   6.4%
Preferred share dividend, rub/share 0.22 0.22   0.22
Preferred share dividend yield, % 0.3% 0.0% 0.5% 0.0% 0.0%   0.4%
Dividend payout ratio, % 64% 0% 104% 0%   24%
OPEX, bln rub 5.94 6.32 5.30 6.00   23.6
Cash, bln rub 54.7 53.2 55.9 73.7   73.7
Net debt, bln rub -54.7 -53.2 -55.9 -73.7 0.00   -73.7
Bank assets, bln rub 861.3 966.0 1 057 1 013   1 013
Capital, bln rub 163.0 168.5 173.9 186.9   186.9
Loan portfolio, bln rub 595.3 660.3 686.3 705.8   705.8
Corporate loans, bln rub 449.0 502.3 527.4 548.3   548.3
Retail loans, bln rub 146.3 155.2 158.9 157.4   157.4
Deposits, bln rub 663.0 612.3 646.4 643.7   643.7
Corporate deposits, bln rub 320.8 241.3 250.9 243.3   243.3
Retail deposits, bln rub 342.2 366.3 395.6 400.4   400.4
Provision for loan impairment, bln rub 37.2 36.8 34.6 30.1   30.1
Core capital adequacy ratio, % ? 16.7% 15.3% 18.6% 18.3%   18.3%
Total capital adequacy ratio, % ? 22.6% 22.2% 20.3% 21.2%   21.2%
Loan to deposit ratio, % ? 90% 108% 106% 110%   110%
Share of non-performing loans, % ? 5.20%  
Ordinary share price, rub 165.0 289.9 215.6 309.8 357.2   365.8
Number of ordinary shares, mln 461.9 461.9 461.9 461.9 457.5   461.9
Preferred share price, rub 65.9 61.0 48.6 58.2 47.9   49.2
Number of preferred shares, mln 20.1 20.1 20.1 20.1 20.1   20.1
Market cap, bln rub 77.5 135.1 100.6 144.3 164.4   169.9
EV, bln rub ? 22.8 81.9 44.7 70.6 164.4   96.2
EPS, rub ? 29.7 18.4 22.5 28.1 0.00   98.8
FCF yield, % ? 0.0% 0.0% 0.0% 0.0% 0.0%   0.0%
ROE, % ? 20.3%  
P/E ? 2.74 3.67 2.13 3.16 5.15   3.72
P/B ? 0.48 0.80 0.58 0.77   0.91
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