Sovcombank Financial Statements (SVCB) |
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Совкомбанкsmart-lab.ru | % | 2019 | 2020 | 2021 | 2022 | 2023 | LTM ? | |||
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Report date | 01.12.2023 | 01.12.2023 | 15.03.2024 | 15.03.2024 | ||||||
Currency | RUB | RUB | RUB | RUB | RUB | RUB | ||||
Financial report URL | ||||||||||
Net operating income, bln rub | ? | 123.2 | 67.7 | 203.8 | 203.8 | |||||
Net interest income, bln rub | ? | 84.5 | 49.1 | 106.4 | 106.4 | |||||
Net commission income, bln rub | ? | 35.5 | 24.8 | 26.8 | 26.8 | |||||
Income on securities, bln rub | ? | -36.5 | 49.8 | 49.8 | ||||||
Operating Income, bln rub | 76.4 | |||||||||
Net profit, bln rub | ? | 50.4 | -14.6 | 94.1 | 94.1 | |||||
Net profit not adj., bln rub | ? | 49.3 | -29.3 | |||||||
Dividend payout, bln rub | 0.000 | 5.00 | ||||||||
Dividend, rub/share | ? | 0 | 0.25 | |||||||
Ordinary share dividend yield, % | 0.0% | 0.0% | 1.8% | 0.0% | ||||||
Dividend payout ratio, % | 0% | 0% | 5% | 0 | ||||||
OPEX, bln rub | 64.8 | 75.8 | 94.1 | 94.1 | ||||||
Amortization, bln rub | 5.4 | 6.1 | ||||||||
Employment expenses, bln rub | 37.2 | 43.1 | 53.1 | 53.1 | ||||||
Interest expenses, bln rub | 104.0 | |||||||||
Creation of provision for loan impairment, bln rub | 13.3 | |||||||||
Write off loans, bln rub | 53.9 | 32.5 | ||||||||
Cash, bln rub | 152.6 | 626.0 | 626.0 | |||||||
Net debt, bln rub | 0.00 | 0.00 | 0.00 | -152.6 | -626.0 | -626.0 | ||||
Bank assets, bln rub | 2 185 | 3 189 | 3 189 | |||||||
Capital, bln rub | 242.0 | 200.8 | 297.1 | 297.1 | ||||||
Loan portfolio, bln rub | 1 177 | 1 387 | 1 895 | 1 895 | ||||||
Corporate loans, bln rub | 840.7 | 1 136 | 1 136 | |||||||
Retail loans, bln rub | 626.7 | 837.9 | 837.9 | |||||||
Deposits, bln rub | 1 419 | 1 688 | 2 500 | 2 500 | ||||||
Corporate deposits, bln rub | 966.2 | 1 670 | 1 670 | |||||||
Retail deposits, bln rub | 721.4 | 833.0 | 833.0 | |||||||
Provision for loan impairment, bln rub | 11.1 | 15.3 | 15.3 | |||||||
Core capital adequacy ratio, % | ? | 12.0% | 12.0% | |||||||
Cost of risk ratio, % | ? | 1.95% | ||||||||
Loan to deposit ratio, % | ? | 83% | 82% | 76% | 76% | |||||
Ordinary share price, rub | 11.5 | 11.5 | 13.7 | 19.3 | ||||||
Number of ordinary shares, mln | 19 694 | 19 694 | 20 694 | 20 694 | ||||||
Free Float, % | 5.00% | |||||||||
Market cap, bln rub | 0.00 | 0.00 | 226.5 | 226.5 | 283.5 | 398.8 | ||||
EV, bln rub | ? | 0.00 | 0.00 | 226.5 | 73.9 | -342.5 | -227.2 | |||
EPS, rub | ? | 2.56 | -0.74 | 4.55 | 4.55 | |||||
FCF yield, % | ? | 0.0% | 0.0% | 0.0% | 0.0% | |||||
ROE, % | ? | 45.0% | ||||||||
Net intertest margin, % | ? | 6.40% | 6.40% | 7.50% | ||||||
Bank margin, % | ? | 40.9% | -21.6% | 46.2% | 46.2% | |||||
P/E | ? | 4.49 | -15.5 | 3.01 | 4.24 | |||||
P/B | ? | 0.94 | 1.13 | 0.95 | 1.34 | |||||
Employees, people | 25 666 | 28 944 | 28 944 | |||||||
Labour productivity, mln rub/person/year | 2.64 | 7.04 | 7.04 | |||||||
Expenses per employee, thousand rub | 1 678 | 1 835 | 1 835 | |||||||
Sovcombank shareholders |